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E. Charges in Foreign Currency In respect of Cards other than internationally valid Cards, BRAC Bank is not going to be sure to take cognizance of, and will not be liable in any method in any way in respect of any costs that are incurred in foreign currency. Without prejudice to the aforesaid, any cost of such Charges made by BRAC Bank will be with full recourse to the Cardholder, and received’t be thought of as absolving the Cardholder of any liability in relation to incurring of such charges or payments thereof by BRAC Bank. BRAC Bank shall be absolutely indemnified and held innocent towards all penalties of such funds, by the Cardholder. A delayed or amended cost shall be processed to the Card Account inside ninety calendar days of the transaction date of the associated transaction.
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In case any supply date just isn’t specified on the time of buying and the net merchant fails to ship the product/service; then notify BRAC Bank after 30 days however within 120 days of the transaction date. The Bank shall not be answerable for non-delivery or delayed delivery of alerts, error, loss or distortion in transmission of alerts to the Cardholders. For cost through Cash Deposit Machine , cash deposits acquired inside the ‘envelope collection time’ as indicated on the machine will be thought-about and processed on the same banking day. Processing of cheque deposits will be subject to cheque clearing maintain.
The Priority Pass card is simply valid as much as its date of expiry and is probably not used by any individual other than the cardholder. Processing payment on the transferred quantity might apply as per latest Schedule of Charges. Maximum 95% of the obtainable credit restrict may be availed for Balance Transfer. The Bank shall terminate using the card with out discover upon the dying, chapter or insolvency of the cardholder or when the whereabouts of the cardholder become unknown to the Bank because of any cause attributable to the Bank. For cheque cost via Drop Box situated at varied BRAC Bank branches, payment to be mirrored on the subsequent working day. The Bank will credit score the Cardholder’s Card account with the amount of any refund solely upon receipt of a properly issued credit voucher from the service provider establishment.
“Schedule of Charges” means the list of charges relevant for the providers offered on the Card. These costs are topic to adjustments on the sole discretion of BRAC Bank Limited. However, such adjustments in costs could also be made solely with prospective impact giving prior notice of 30 days to the Cardholder. “Electronic Banking Terminal” means any authorized terminal or device during which Card and/or PIN can be utilized. This includes ATM, Point of Sale terminal or e-Commerce through which Card transactions could be carried out or another authorized terminal or device linked to BRAC Bank digital banking system from time to time.
The cost will be reflected throughout the same day of instruction. The supplementary cardholder is certain by all Terms and Conditions except that he or she just isn’t liable for cost in respect of any transactions on the card account. The main cardholder will be responsible to the Bank for all transactions on the supplementary card. The use of the Card by the cardholder to obtain a Cash Advance shall be deemed to constitute the Agreement of the Cardholder to pay a money advance charge and finance charge as decided by the Bank every so often on the amount of money advance. Finance charge shall be levied on every Cash Advance from the date of the advance till reimbursement is made in full.
The Bank shall have the right to examine the credit standing of the applicant for the card/or verify standing of the Cardholder at any times as and when the Bank deems match irrespective of him/her. The Bank will immediately adjust to disclosure of knowledge to any authority underneath any legislation. The Priority Pass card is not a payment card nor it’s a proof of creditworthiness and makes an attempt to use it as such could represent fraud. Fees and costs might apply on the usage of Priority Pass. If the cardholder misses to pay 4 consecutive EMI payments, the whole amount will be again converted into outstanding with regular rate of interest.
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All statutory taxes, service tax, VAT, all different imposts, duties and taxes as could additionally be levied once in a while by the Government or different authority in respect of or in reference to the Card. The cash advance fee and finance cost are non-refundable. The Bank at its sole discretion might reverse the partial or full quantity. “Minimum Amount Due” means the minimum quantity specified by the Bank in assertion which if paid by the Payment Due Date will forestall any late cost charge.
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The Cardholder shall at all times be positive that the Card is saved in a safe place and will train each attainable care to stop the Card from being misplaced or stolen. “Security” means the lien of any account/Fixed Deposit/Financial Instrument against which the cardboard is issued . “Payment Due Date” means the date specified in the Statement of Account, by which date, fee of the Total Payment Due or the Current Balance or any half thereof or a minimal of the Minimum Amount Due is to be made to the Bank. “Guarantee” means lien of any account/Fixed Deposit/financial instrument in opposition to the issued Credit Card restrict. “Current Balance” means the entire debit balance which shall be debited to the Card Account outstanding on the Card Account payable to the Bank based on the Bank’s information on the date the Statement of Account is issued. “Cash-Limit” means the utmost amount of money or equivalent of money as defined or prescribed by BRAC Bank Limited, that the Credit Cardholder can use his/her Card Account.
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